Privacy Policy

Groupe Summit Capital ("we", "us", or "our") is a mortgage services and real estate company operating in Greater Montréal, Québec, Canada. Mortgage brokerage services offered through Groupe Summit Capital are provided by licensed mortgage brokers acting on behalf of NordEst, cabinet en courtage hypothécaire.

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website at groupesummitcapital.ca or contact us through any of our forms or communication channels.

We may collect the following categories of personal information:

• Contact information: name, email address, phone number.
• Inquiry details: the type of mortgage service you are interested in, your availability, and any message you submit through our contact or consultation form.
• Usage data: pages visited, time spent on the site, browser type, device type, and IP address — collected automatically through analytics tools (see Section 6).

We do not collect sensitive financial documents, social insurance numbers, or credit information through this website.

We use the information we collect to:

• Respond to your inquiries and consultation requests.
• Route your request to the appropriate mortgage broker.
• Communicate with you about our services.
• Improve our website and user experience.
• Comply with applicable laws and regulations.

We do not sell your personal information to third parties.

We process your personal information on the basis of your consent (when you submit a form) and our legitimate interest in responding to business inquiries. You may withdraw your consent at any time by contacting us at the address below.

We may share your information with:

• NordEst, cabinet en courtage hypothécaire — our licensed brokerage firm, as required to process your mortgage inquiry.
• Service providers — third-party tools that help us operate our website and communications (e.g., email delivery services), bound by confidentiality obligations.
• Legal authorities — when required by law or to protect our legal rights.

Our website uses Meta Pixel (Facebook/Instagram) to measure the effectiveness of our advertising and understand how visitors interact with our site. The Meta Pixel may collect information about your browser, device, and actions taken on our site (such as submitting a form). This data is processed by Meta Platforms, Inc. in accordance with their Data Policy.

We may also use other analytics tools to measure website traffic and performance. These tools collect anonymized usage data.

You can opt out of Meta's data collection by visiting facebook.com/ads/preferences or using your browser's privacy settings.

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie settings through your browser. Disabling cookies may affect certain features of the site.

We retain your personal information only as long as necessary to fulfill the purposes described in this policy, or as required by law. Inquiry data is typically retained for up to 24 months.

Under applicable Canadian privacy law (PIPEDA and Québec Law 25), you have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information (subject to legal obligations).
• Withdraw consent to processing at any time.
• File a complaint with the Office of the Privacy Commissioner of Canada or the Commission d'accès à l'information du Québec.

To exercise any of these rights, please contact us using the information in Section 11.

We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, or loss. However, no method of transmission over the internet is 100% secure.

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of our website after changes constitutes acceptance of the updated policy.